Ambrose & Grant welcomes your questions.
Below is a list of our most frequently asked questions. If you have another question, please feel free to contact us, or give us a call at 781-762-2300.

Q. What is a personal umbrella policy, and do I really need one?

A. A personal umbrella policy increases your liability coverage over and above your auto and home liability limits. For example, if you’re involved in an accident which is your fault and you are sued for an amount which exceeds your auto bodily injury liability, your personal umbrella could pick up the excess amount less your deductible. The same theory would apply on your home policy liability limits. In short, yes, we do recommend that everyone have a personal umbrella policy. Please contact us for more information.

Q. Are all Auto Rates in Massachusetts the same?

A. No. Since April 2008, and unlike prior years, Massachusetts now has a managed competitive auto rating system. It is in your best interest to call us for a detailed quote, as every company has different criteria in the rating of autos. Packaging both your autos and home give the ultimate savings combination. Call us and find out which is best for you.

MAPFRE Insurance, for instance, offers the following discounts:

  • Group discount for AAA membership plus enhanced auto policy coverages
  • Loyalty discount – with 3 or more years uninterrupted coverage with MAPFRE Insurance
  • Discount on Auto Premium if we insure Home/Condo/Renters with MAPFRE Insurance or MPIUA
  • Multi-car discount
  • Over 65 discount
  • Pan Mass Challenge discount with a minimum annual $25 donation to the Pan Mass Challenge


Contact us today to learn more about insuring your new venture or to review your existing policy.

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Ambrose & Grant

1500 Providence Highway
Suite #24B
Norwood, MA 02062
Phone: (781) 762-2300
Fax: (781) 762-5844


9:00am - 4:30pm
Friday: 9:00am - 3:00pm

Licensed to write policies in Massachusetts

We protect what matters most.

Ambrose & Grant in Norwood, MA offers protection for your home, automobile and business. We work with our clients to find the best fit for their coverage.